| £m | ||
| At 31 December 2004 |
At 31 December 2003 |
|
| Insurance and other assets | ||
| Computer and other equipment, fixtures and vehicles | ||
| Cost | ||
| At beginning of year | 214 |
201 |
| Disposed operations | (1) |
(27) |
| Additions | 42 |
44 |
| Disposals | (28) |
(59) |
| Foreign exchange and other movements | (3) |
55 |
| At end of year | 224 |
214 |
| Accumulated depreciation | ||
| At beginning of year | (133) |
(104) |
| Disposed operations | 1 |
22 |
| Charge for year | (31) |
(32) |
| Disposals | 16 |
37 |
| Foreign exchange and other movements | (3) |
(56) |
| At end of year | (150) |
(133) |
| Net book value | ||
| At end of year | 74 |
81 |
| Banking | ||
| Computer and other equipment, fixtures and vehicles | ||
| Cost | ||
| At beginning of year | 501 |
354 |
| Additions | 122 |
78 |
| Disposals | (79) |
(31) |
| Foreign exchange and other movements | 45 |
100 |
| At end of year | 589 |
501 |
| Accumulated depreciation | ||
| At beginning of year | (280) |
(196) |
| Charge for year | (67) |
(72) |
| Disposals | 25 |
21 |
| Foreign exchange and other movements | (44) |
(33) |
| At end of year | (366) |
(280) |
| Net book value | ||
| At end of year | 223 |
221 |