| Rm | ||
| Year to 31 December 2004 |
Year to 31 December 2003 |
|
| The aggregate remuneration payable in respect of employees during the year was: | ||
| Wages and salaries | 10,536 | 10,373 |
| Social security costs | 224 | 222 |
| Pension costs | 531 | 469 |
| 11,291 | 11,064 |
| 13(a) Particulars of staff | Year to 31 December 2004 |
Year to 31 December 2003 |
| The average number of persons employed by the Group during the year was: | ||
| Life assurance | 13,480 | 14,093 |
| Asset management | 3,173 | 3,942 |
| Banking | 21,293 | 23,252 |
| General insurance | 3,252 | 3,292 |
| Other | 138 | 110 |
| 41,336 | 44,689 |