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FINANCIAL HIGHLIGHTS CHAIRMAN’S STATEMENT CHIEF EXECUTIVE’S STATEMENT GROUP BUSINESS REVIEW CORPORATE CITIZENSHIP CORPORATE GOVERNANCE AND DIRECTORS’ REPORT BOARD OF DIRECTORS REMUNERATION REPORT

FINANCIAL STATEMENTS:

Statement of Directors’ Responsibilities In Respect of the Preparation of the Financial Statements Summary Consolidated Profit And Loss Account Independent Auditors’ Report to the Members of Old Mutual Plc Consolidated Profit And Loss Account Consolidated Statement of Total Recognised Gains and Losses Reconciliation of Movements in Consolidated Equity Shareholders’ Funds Consolidated Balance Sheet Company Balance Sheet Consolidated Cash Flow Statement

NOTES TO THE FINANCIAL STATEMENTS ACHIEVED PROFITS BASIS SUPPLEMENTARY INFORMATION FINANCIAL HISTORY NOTICE OF ANNUAL GENERAL MEETING SHAREHOLDER INFORMATION

Consolidated Statement of Total Recognised Gains and Losses

for the year ended 31 December 2004

			Rm
	Notes	Year to 31 December 2004	Year to 31 December 2003
Profit for the financial year		5,704	3,381
Foreign exchange movements	27	(1,879)	(2,574)
Total recognised gains and losses for the year		3,825	807
Prior year adjustment	1	-
Total recognised gains and losses since last annual report		3,825

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